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CHECK GUARANTEE SERVICE
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Global eTelecom ?Check Guarantee Service helps merchants separate good check writers from bad ones allowing them to adopt a liberal check acceptance policy that will benefit both the merchants and their customers.
Global eTelecom databases provide merchants with continually updated information including bad check activity as it occurs, automated inquiries using the consumer's identification (Driver's License or state ID) as well as checking account data.
| Flexible verification options allow merchants using the check guarantee service to determine what risk level is acceptable for their individual business. These verification systems reduce the likelihood of multiple fraudulent transactions and also help detect fraud in progress. Our advanced check guarantee service make it possible for merchants to accept more checks, leading to increased sales, higher profits and greater customer satisfaction.
?nbsp;Reduces the risk of fraudulent transactions
?nbsp;Enables the adoption of a more liberal check acceptance policy
?nbsp;Enables customization of verification services to meet your business needs
?nbsp;Permits use of national databases with real-time information reduces shipping time
?nbsp;An alternative payment method for consumers who won't or can't use a credit card online
?nbsp;Approved check transactions minimize the risk, hassle and cost of returned checks
Sage?Virtual Check
Process payments the easy way. Sage Virtual Terminal processes credit card and ACH (electronic check) payments over the Internet from your office, home office or on the road. It works with Sage’s advanced payment gateway to provide a secure, reliable, and cost-effective system for authorizing and managing payment transactions. The Virtual Terminal solution includes a fully integrated merchant account, customer support, online reporting and training as well as the added convenience of 24/7 access from any Internet enabled PC. E-commerce merchants also get a free shopping cart and product management tools.
- Security First - Sage Virtual Terminal is safe to use because data is not stored on your computer. Sage Payment Solutions takes security very seriously and is PCI (Payment Card Industry) compliant according to Visa/MasterCard data security standards. An intensive outside audit is performed to ensure that Sage Payment Solutions systems and processes protect sensitive merchant and consumer data. The virtual terminal offers additional fraud and risk prevention features like AVS, CVV and CVV2 and a staff of risk specialists monitor transactions to protect merchants from chargeback exposures.
- Recurring Payments - Any merchant (including retail) that serves a customer base which is billed regularly can process credit cards and deposit checks more quickly and easily with the virtual terminal. Customers can pre-arrange to automatically make payments directly from their bank account or credit card. The exact payment is made directly to your company’s account on time, every time.
- Electronic Checks - Skip the snail mail and bank deposit hassles, electronic check payment data is entered directly at the time of purchase and sent to the Federal Reserve’s Automated Clearinghouse (ACH) for funds transfer in as little as 72 hours. Processing rates are lower than credit cards and Internet fraud is minimized through real-time customer identification by Equifax. Best of all, customers do not need to "register" to use this payment option.
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Rate Guarantee
We guarantee that our rates will match or be lower than any other competitor’s rates. Our rates are guaranteed to never increase unless interchange rates are raised by bankcard associations. |
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How Do I Apply? You can apply for a check guarantee service by filling out our online application. It is quick and easy. You may also apply over the phone by speaking with a merchant specialist.
APPLY VIA PHONE: (800) 503-6222 |
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